Unlock Your Savings Without Selling Your Bitcoin
Unlock Your Savings Without Selling Your Bitcoin
Unlock Your Savings Without Selling Your Bitcoin
Lava allows you to securely borrow dollars using your bitcoin as collateral. Save in bitcoin, spend in dollars, and move money globally.
Lava allows you to securely borrow dollars using your bitcoin as collateral. Save in bitcoin, spend in dollars, and move money globally.
Lava allows you to securely borrow dollars using your bitcoin as collateral. Save in bitcoin, spend in dollars, and move money globally.
Backed By The World's Leading Investors
Backed By The World's
Leading Investors
The Fastest and Easiest
Borrowing Experience
The Fastest and Easiest
Borrowing Experience
No documentation needed.
Get started in less than:
< 5s
< 5s
The lowest fixed interest rates.
Starting at just:
5%
5%
No restrictions.
Borrow any amount from:
$100 ~ $1B+
$100 ~ $1B+
Access Your Funds Instantly
Access Your Funds Instantly
Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.
Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.
Off-Ramp Directly To
Your Bank
Off-Ramp Directly
To Your Bank
Move dollars instantly, globally, and 24/7.
Off-ramp your funds directly to your bank account, or spend from Lava with no transaction fees.
Move dollars instantly, globally, and 24/7.
Off-ramp your funds directly to your bank account, or spend from Lava with no transaction fees.
Borrow on Your Terms
Borrow on Your Terms
Access Your Funds Instantly
Choose from flexible duration and repayment options. Add or remove collateral at any time. Extend your loan if you need to, or repay it early without penalties.
Choose from flexible duration and repayment options. Add or remove collateral at any time. Extend your loan if you need to, or repay it early without penalties.
Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.
Off-Ramp Directly To Your Bank
Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.
Borrow on Your Terms
Choose from flexible duration and repayment options. Add or remove collateral at any time. Extend your loan if you need to, or repay it early without penalties.
Secure Your Wealth Without Compromises
Secure Your Wealth Without Compromises
Secure Your Wealth Without Compromises
Institutional-Grade Security
Institutional-Grade Security
Institutional-Grade Security
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
Censorship Resistance
Censorship Resistance
Censorship Resistance
Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money how you want.
Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money how you want.
Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money how you want.
Proof of Reserves Plus
Proof of Reserves Plus
Proof of Reserves Plus
We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.
We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.
We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.
No Rehypothecation, Ever
No Rehypothecation, Ever
No Rehypothecation, Ever
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.
Account Safety
Account Access Control
Account Access Control
Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, inheritance, and more to make sure you can always access your funds.
Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, inheritance, and more to make sure you can always access your funds.
Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, inheritance, and more to make sure you can always access your funds.
Privacy Protection
Privacy Protection
Privacy Protection
Your data is always protected and never revealed or accessible to bad actors. No unnecessary data is ever stored or requested from you.
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.
Your data is always protected and never revealed or accessible to bad actors. No unnecessary data is ever stored or requested from you.
Everything You Need to
Power Your Bitcoin Savings
Buy BTC at the Best Rates
No platform fees, no hidden costs. Buy and sell bitcoin directly at market price.
Buy BTC at the Best Rates
No platform fees, no hidden costs. Buy and sell bitcoin directly at market price.
Earn Yield On USD Deposits
Put your dollars to work with the most competitive APY.
Earn Yield On USD Deposits
Put your dollars to work with the most competitive APY.
Spend Globally On Lava Card
Use your Lava card to instantly spend your funds online or in-person.
Spend Globally On Lava Card
Use your Lava card to instantly spend your funds online or in-person.
24/7 US-Based Client Services
We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
Try Our Loan Calculator
Try Our Loan Calculator
Lava offers the best pricing for fixed-rate bitcoin loans, guaranteed.
Lava offers the best pricing for fixed-rate bitcoin loans, guaranteed.
How much do you want to borrow?
Choose your term length
5%
Annual Interest Rate
$40.00
$4,080.00
Collateral Value
50%
LTV Ratio
$0.00
Trusted By Bitcoiners Globally
Bridget
@bridge__harris
You no longer have to sell your Bitcoin to spend money.
With @lava_xyz, you can 1) get stablecoins against a BTC-backed loan at insanely good rates, and 2) get a Visa card that spends from your stablecoin balance (accepted anywhere that Visa is accepted)
Will Brackett
@willibeemin
Joey Krug
@joeykrug
http://Lava.xyz is a super cool product that lets you borrow against your bitcoin in a secure way, super happy to be working with
@MarediaShehzan and leading this alongside @rabois!
Rex
@R89Capital
I'm literally never selling my Bitcoin They will be worth millions each one day and then I'll just borrow against them to avoid paying taxes.
It's that fucking easy you just have to hold with conviction @lava_xyz
Brand Mills
@bradmillscan
Borrow against BTC with a Bitcoin company like
@lava_xyz or @debificom
at 6.5%-12%. Invest in a promising Bitcoin Treasury Company with the loan. As BTCTCs grow at 100%+ ARR, slowly sell enough to pay the interest & pay down the loan. Left with BTC and BTCTC shares.
Keith Rabois
@rabois
Excited to lead our investment in the only way to borrow $$ against BTC assets w total peace of mind (self-custody).
DK
@dksf
Simple, sovereign, and secure
as of today you can have all 3 with Lava’s new bitcoin lending product
Pourteaux
@Pourteaux
If you are an engineer who cares about bitcoin, you should think long and hard about joining @lava_xyz
Gwart
@GwartyGwart
I’m ok shilling you this because there will never be a token I can dump, this is an incredible product, truly. The loans product (coming soon) from lava is epic, exactly what so many bitcoiners have wanted for a long time. Read about how it works https://lava.xyz/borrow
Jacob Brown
@JakeBlockchain
Moments like these are why I use
@lava_xyz. Recently took out a small loan against my BTC. If I had sold, I wouldn’t be enjoying this upswing right now.
Satoshi_Dragon
@Satoshis_Dragon
Ok. So @lava_xyz is effing awesome! I recommend every bitcoiner take out a loan and buy more bitcoin! Just discovered how to use it properly. If you have any problems just dm me!
Emin Mahrt
@em
just took my first usd loan with colleteralized bitcoin via
@lava_xyz
cbspears
@cbspears
This is true and an underrated meta this bitcoin cycle. Source: I've been doing this with @lava_xyz
Shehzan
@MarediaShehzan
Lava users who have been borrowing against their BTC to fund their expenses, rather than selling their sats, now have much more BTC. BTC’s appreciation has paid off their loan costs. And the best part is they did this all without giving up self-custody.
Meet Our Team
Meet Our Team
Join Lava Today
Access the fastest and most secure bitcoin-backed loans.
Trusted By Bitcoiners Globally
Bridget
@bridge__harris
You no longer have to sell your Bitcoin to spend money.
With @lava_xyz, you can 1) get stablecoins against a BTC-backed loan at insanely good rates, and 2) get a Visa card that spends from your stablecoin balance (accepted anywhere that Visa is accepted)Will Brackett
@willibeemin
Joey Krug
@joeykrug
http://Lava.xyz is a super cool product that lets you borrow against your bitcoin in a secure way, super happy to be working with
@MarediaShehzan and leading this alongside @rabois!
Rex
@R89Capital
I'm literally never selling my Bitcoin They will be worth millions each one day and then I'll just borrow against them to avoid paying taxes.
It's that fucking easy you just have to hold with conviction @lava_xyzBrand Mills
@bradmillscan
Borrow against BTC with a Bitcoin company like
@lava_xyz or @debificom
at 6.5%-12%. Invest in a promising Bitcoin Treasury Company with the loan. As BTCTCs grow at 100%+ ARR, slowly sell enough to pay the interest & pay down the loan. Left with BTC and BTCTC shares.
Keith Rabois
@rabois
Excited to lead our investment in the only way to borrow $$ against BTC assets w total peace of mind (self-custody).
DK
@dksf
Simple, sovereign, and secure
as of today you can have all 3 with Lava’s new bitcoin lending productPourteaux
@Pourteaux
If you are an engineer who cares about bitcoin, you should think long and hard about joining @lava_xyz
Gwart
@GwartyGwart
I’m ok shilling you this because there will never be a token I can dump, this is an incredible product, truly. The loans product (coming soon) from lava is epic, exactly what so many bitcoiners have wanted for a long time. Read about how it works https://lava.xyz/borrow
Jacob Brown
@JakeBlockchain
Moments like these are why I use
@lava_xyz. Recently took out a small loan against my BTC. If I had sold, I wouldn’t be enjoying this upswing right now.
Satoshi_Dragon
@Satoshis_Dragon
Ok. So @lava_xyz is effing awesome! I recommend every bitcoiner take out a loan and buy more bitcoin! Just discovered how to use it properly. If you have any problems just dm me!
Emin Mahrt
@em
just took my first usd loan with colleteralized bitcoin via
@lava_xyz
cbspears
@cbspears
This is true and an underrated meta this bitcoin cycle. Source: I've been doing this with @lava_xyz
Shehzan
@MarediaShehzan
Lava users who have been borrowing against their BTC to fund their expenses, rather than selling their sats, now have much more BTC. BTC’s appreciation has paid off their loan costs. And the best part is they did this all without giving up self-custody.
The Fastest and Easiest
Borrowing Experience
No documentation needed.
Get started in less than:
< 5s
Market-leading interest rates,
starting at just:
5%
No restrictions.
Borrow any amount from:
$100 ~ $1B+
Join Lava Today
Access the fastest and most secure bitcoin-backed loans.
Everything You Need
to Power Your
Bitcoin Savings
Buy BTC at the Best Rates
Buy and sell bitcoin at the best prices, directly within Lava. We charge no platform fees. The price you see is the price you pay.
Earn Yield On USD Deposits
Put your dollar deposits to work by funding bitcoin-backed loans. Access the most competitive rates for USD yield, maintain full liquidity, and earn payouts in BTC or USD.
Spend Globally On Lava Card
Lava offers flexible options to spend your loan capital. Off-ramp directly to your bank account, or use our card product to easily spend globally.
24/7 US-Based Client Services
We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz.