Access Dollars Instantly Without Selling Your Bitcoin

Access Dollars Instantly Without Selling Your Bitcoin

Access Dollars Instantly Without Selling Your Bitcoin

Securely borrow dollars using your bitcoin as collateral— save in bitcoin, spend in dollars, and move money globally.

Securely borrow dollars using your bitcoin as collateral— save in bitcoin, spend in dollars, and move money globally.

Securely borrow dollars using your bitcoin as collateral— save in bitcoin, spend in dollars, and move money globally.

Screenshot of a mobile app displaying investment portfolio details and performance metrics.

Backed By The World's Leading Investors

Logo featuring bold text "RENDER MAP" with a gradient color scheme of red, teal, and black.
Logo featuring bold text "RENDER MAP" with a gradient color scheme of red, teal, and black.
Logo featuring bold text "RENDER MAP" with a gradient color scheme of red, teal, and black.
Logo of khool ventures, featuring stylized text in black and grey against a light background.
Logo of khool ventures, featuring stylized text in black and grey against a light background.
Logo of khool ventures, featuring stylized text in black and grey against a light background.
Logo of Susquehanna, featuring stylized waves above the word "SUSQUEHANNA".
Logo of Susquehanna, featuring stylized waves above the word "SUSQUEHANNA".
Logo of Susquehanna, featuring stylized waves above the word "SUSQUEHANNA".

Backed By The World's

Leading Investors

The Fastest and Easiest

Borrowing Experience

The Fastest and Easiest

Borrowing Experience

No documentation needed.

Get started in less than:

< 5s

< 5s

The lowest fixed interest rates.

Starting at just:

5%

5%

No restrictions.

Borrow any amount from:

$100 ~ $1B+

$100 ~ $1B+

Access Your Funds Instantly

Access Your Funds Instantly

Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.

Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.

Off-Ramp Directly To

Your Bank

Off-Ramp Directly

To Your Bank

Move your funds to bank accounts globally, or spend from Lava with no transaction fees.

Move your funds to bank accounts globally, or spend from Lava with no transaction fees.

Borrow on Your Terms

Borrow on Your Terms

Access Your Funds Instantly

Choose from flexible duration and repayment options, extend your loan if needed, and easily manage your collateral.

Choose from flexible duration and repayment options, extend your loan if needed, and easily manage your collateral.

Borrow from anywhere in the world and receive your money in seconds— no credit checks or paperwork required.

Off-Ramp Directly To Your Bank

Move dollars instantly, globally, and 24/7.

Off-ramp your funds directly to your bank account, or spend from Lava with no transaction fees.

Borrow on Your Terms

Choose from flexible duration and repayment options. Add or remove collateral at any time. Extend your loan if you need to, or repay it early without penalties.

Secure Your Wealth Without Compromises

Secure Your Wealth Without Compromises

Secure Your Wealth Without Compromises

Institutional-Grade Security

Institutional-Grade Security

Institutional-Grade Security

Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.

Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.

Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.

Censorship Resistance

Censorship Resistance

Censorship Resistance

Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money.



Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money how you want.

Your funds on Lava are yours only. No one, not even Lava, can confiscate or censor you from managing your money.



Proof of Reserves Plus

Proof of Reserves Plus

Proof of Reserves Plus

We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.


We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.

We enable you to verify that your assets are safe via proof of reserves plus, where you can see your loan collateral on-chain.


No Rehypothecation, Ever

No Rehypothecation, Ever

No Rehypothecation, Ever

The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.


The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.

The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.


Account Safety

Account Safety

Account Safety

Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, and more to make sure you can always access your funds.

Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, and more to make sure you can always access your funds.

Lava offers multi-party approvals, biometrics, withdrawal limits, whitelisted addresses, and more to make sure you can always access your funds.

Privacy Protection

Privacy Protection

Privacy Protection

Your data is always protected and never revealed or accessible to bad actors. No unnecessary data is ever stored or requested from you.


The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds. No exceptions.

Your data is always protected and never revealed or accessible to bad actors. No unnecessary data is ever stored or requested from you.


Everything You Need to

Power Your Bitcoin Savings

Two wallet icons: one green with a dollar sign, the other white with a thumbs-up, on a light background.

Buy BTC with Zero Fees

Buy BTC with Zero Fees

Buy bitcoin with no platform fees to maximize your bitcoin per purchase.

Buy bitcoin with no platform fees to maximize your bitcoin per purchase.

A tall stack of green coins next to a single empty coin outline, representing a quantity comparison.

Access 7.5% Yield On USD

Access 7.5% Yield On USD

Access the best risk-adjusted return on dollars by funding bitcoin-backed loans.

Access the best risk-adjusted return on dollars by funding bitcoin-backed loans.

Illustration showing a green card equating to coins and a different card equating to a coin.

Earn Bitcoin With Lava Card

Earn Bitcoin With Lava Card

Earn up to 5% back on every purchase, paid out in BTC.

Earn up to 5% back on every purchase, paid out in BTC.

24/7 US-Based Client Services

We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz 

We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz 

The Best Rates in The World

The Best Rates in The World

Lava offers the best pricing for fixed-rate bitcoin loans. Guaranteed. No monthly payments. Open terms. You control when to repay.

Lava offers the best pricing for fixed-rate bitcoin loans. Guaranteed. No monthly payments. Open terms. You control when to repay.

Trusted By Bitcoiners Globally

Meet Our Team

Meet Our Team

Join Lava Today

Access the fastest and most secure bitcoin-backed loans.

Trusted By Bitcoiners Globally

The Fastest and Easiest

Borrowing Experience

No documentation needed.

Get started in less than:

< 5s

Market-leading interest rates,

starting at just:

5%

No restrictions.

Borrow any amount from:

$100 ~ $1B+

Join Lava Today

Access the fastest and most secure bitcoin-backed loans.

Everything You Need to Power Your Bitcoin Savings

Buy BTC at the Best Rates

Buy bitcoin with no platform fees to maximize your bitcoin per purchase.

Two wallet icons: one green with a dollar sign, the other white with a thumbs-up, on a light background.
Two wallet icons: one green with a dollar sign, the other white with a thumbs-up, on a light background.

Access 7.5% Yield On USD

Access the best risk-adjusted return on dollars by funding bitcoin-backed loans.

A tall stack of green coins next to a single empty coin outline, representing a quantity comparison.
A tall stack of green coins next to a single empty coin outline, representing a quantity comparison.

Earn Bitcoin With Lava Card

Earn up to 5% back on every purchase, paid out in BTC.

Illustration showing a green card equating to coins and a different card equating to a coin.
Illustration showing a green card equating to coins and a different card equating to a coin.

24/7 US-Based Client Services

We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz