Borrow Against Your Bitcoin
Borrow Against Your Bitcoin
Borrow Against Your Bitcoin
Lava allows you to borrow dollars against your bitcoin simply and securely.
Lava allows you to borrow dollars against your bitcoin simply and securely.
Lava allows you to borrow dollars against your bitcoin simply and securely.
Scan to Download
Lava Makes Borrowing Simple
Lava Makes Borrowing Simple
Lava Makes Borrowing Simple
No documentation or credit check required, get your loan in:
No documentation or credit check required, get your loan in:
No documentation or credit check required, get your loan in:
<5s
<5s
<5s
Market-leading interest rates, starting as low as:
Market-leading interest rates, starting as low as:
Market-leading interest rates, starting as low as:
5%
5%
5%
Request any loan amount starting from:
Request any loan amount starting from:
Request any loan amount starting from:
$100
$100
$100
Lava Makes Borrowing
Safe and Reliable
Lava Makes Borrowing
Safe and Reliable
Lava Makes Borrowing
Safe and Reliable
Bug-Minimized
Bug-Minimized
Bug-Minimized
Lava’s bitcoin smart contract is formally verified, ensuring that all output conditions are predetermined—minimizing technical risk and enhancing security.
Lava’s bitcoin smart contract is formally verified, ensuring that all output conditions are predetermined—minimizing technical risk and enhancing security.
Lava’s bitcoin smart contract is formally verified, ensuring that all output conditions are predetermined—minimizing technical risk and enhancing security.
Trust-Minimized
Trust-Minimized
Trust-Minimized
Lava uses cryptography to eliminate counterparty risk and trust assumptions, providing a self-custodial solution—unlike custodians that have lost over $24B in funds.
Lava uses cryptography to eliminate counterparty risk and trust assumptions, providing a self-custodial solution—unlike custodians that have lost over $24B in funds.
Lava uses cryptography to eliminate counterparty risk and trust assumptions, providing a self-custodial solution—unlike custodians that have lost over $24B in funds.
How Lava Loans Work
How Lava Loans Work
How Lava Loans Work
Step 1
Step 1
Step 1
Agree on Loan Terms
Agree on Loan Terms
You choose how much you want to borrow and the maximum length of the loan. No hidden fees.
You choose how much you want to borrow and the maximum length of the loan. No hidden fees.
You choose how much you want to borrow and the maximum length of the loan. No hidden fees.
Step 2
Step 2
Step 2
Initialize Your Loan
Initialize Your Loan
You trustlessly initialize your loan, locking your bitcoin in a smart contract and receiving your loan capital.
You trustlessly initialize your loan, locking your bitcoin in a smart contract and receiving your loan capital.
You trustlessly initialize your loan, locking your bitcoin in a smart contract and receiving your loan capital.
Step 3
Step 3
Step 3
End Your Loan
End Your Loan
Repay your loan anytime, or let your loan repay itself. Receive what’s owed to you.
Repay your loan anytime, or let your loan repay itself. Receive what’s owed to you.
Repay your loan anytime, or let your loan repay itself. Receive what’s owed to you.
Learn more about Lava Loans
Learn more about Lava Loans
Learn more about Lava Loans
Try Our Loan Calculator
Try Our Loan Calculator
Enter your loan info and see your Lava Loan terms
How much do you want to borrow?
Choose your term length
5%
Annual Interest Rate
$40.00
$4,080.00
Collateral Value
50%
LTV Ratio
$0.00
Explore Ways to
Use Lava Loans
Explore Ways to
Use Lava Loans
High-Value Purchases
With Lava, borrowers finance homes, cars, boats, tuition, medical expenses, and many more.
Taxes
Borrowing against your bitcoin allows you to delay or eliminate taxable events.
Investing
Invest in traditional or crypto assets while keeping your bitcoin exposure intact.
Refinance and Consolidation
Knock out higher-interest debt with a lower-cost Lava loan.
Explore Ways to Use Lava Loans
Explore Ways to Use Lava Loans
Backed by the World's Leading Investors
Backed by the World's Leading Investors
Backed by the World's Leading Investors
Try Us Today
Buy bitcoin, borrow dollars, and transact globally — all within a secure and simple self-custody vault.
Scan to Download
Try Us Today
Buy bitcoin, borrow dollars, and transact globally — all within a secure and simple self-custody vault.
Try Us Today
Buy bitcoin, borrow dollars, and transact globally — all within a secure and simple self-custody vault.
Built and Backed
by People from