The financial platform
for your bitcoin
The financial platform
for your bitcoin
The financial platform
for your bitcoin
The financial platform
for your bitcoin
Spend globally with Lava Card, earn bitcoin, borrow dollars instantly, earn on USD, and more.
Spend globally with Lava Card, earn bitcoin, borrow dollars instantly, earn on USD, and more.
Bitcoin rewards
Earn as you spend
+475,210 sats
Backed By The World's Leading Investors
Backed By The World's
Leading Investors
Everything You Need
To Live On Bitcoin
Everything You Need To Live On Bitcoin
Borrow
Borrow
Borrow
Access dollars without selling your bitcoin.
Access dollars without selling your bitcoin.
Spend
Spend
Spend
Spend with Lava Card and earn bitcoin rewards.
Spend with Lava Card and earn bitcoin rewards.
Earn
Earn
Earn
Put your dollars to work and earn daily interest.
Put your dollars to work and earn daily interest.
Buy
Buy
Buy
Buy and sell bitcoin with no platform fees.
Buy and sell bitcoin with no platform fees.
Move
Move
Move
Transfer money globally between bank accounts.
Transfer money globally between bank accounts.
Bitcoin Line of Credit
Bitcoin Line of Credit
Bitcoin Line of Credit
Access dollars instantly without selling your bitcoin.
Lava’s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.
Access dollars instantly without selling your bitcoin.
Lava’s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.
Access dollars instantly without selling your bitcoin.
Lava’s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.
Credit Card
Credit Card
Credit Card
Spend at 150 million merchants, in 150+ countries, and earn bitcoin rewards on each purchase.
Lava Card offers up to 5% back on each purchase in bitcoin with no annual fees, no FX fees, and no FX spread.
Spend at 150 million merchants, in 150+ countries, and earn bitcoin rewards on each purchase.
Lava Card offers up to 5% back on each purchase in bitcoin with no annual fees, no FX fees, and no FX spread.
USD Yield Account
USD Yield Account
USD Yield Account
Earn 6.5% APY on cash.
Lava’s yield account enables you to put your USD to work and safely earn interest by funding over-collateralized, bitcoin-backed loans.
Earn 6.5% APY on cash.
Lava’s yield account enables you to put your USD to work and safely earn interest by funding over-collateralized, bitcoin-backed loans.
Bitcoin Exchange
Bitcoin Exchange
Bitcoin Exchange
Buy and sell bitcoin with no platform fees.
Lava charges no exchange fees or spread, so you get the most BTC possible per trade.
Buy and sell bitcoin with no platform fees.
Lava charges no exchange fees or spread, so you get the most BTC possible per trade.
Global Money Movement
Global Money Movement
Global Money Movement
Deposit and move money between bank accounts internationally.
Lava enables you to deposit local currency or stablecoins and seamlessly withdraw to external bank accounts or wallets.
Deposit and move money between bank accounts internationally.
Lava enables you to deposit local currency or stablecoins and seamlessly withdraw to external bank accounts or wallets.
Secure Your Wealth Without Compromises
Secure Your Wealth Without Compromises
Institutional-Grade Security
Institutional-Grade Security
Institutional-Grade Security
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
No Rehypothecation
No Rehypothecation
No Rehypothecation
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds.
The assets you hold on Lava are your assets. We don’t trade, lend out, or otherwise use your funds.
Account Safety
Account Safety
Account Safety
Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.
Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.
Privacy Protection
Privacy Protection
Privacy Protection
Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.
Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.
Trusted By Bitcoiners Globally
Bridget
@bridge__harris
You no longer have to sell your Bitcoin to spend money.
With @lava_xyz, you can 1) get stablecoins against a BTC-backed loan at insanely good rates, and 2) get a Visa card that spends from your stablecoin balance (accepted anywhere that Visa is accepted)
Will Brackett
@willibeemin
Just took out my first small test loan on @lava_xyz. Feels like I’m getting a taste of the future. Truly wild to compare this experience to how people used to walk into a bank branch and get a home equity loan, or call their broker to borrow against their stock.
Future is bright for #Bitcoin
Joey Krug
@joeykrug
http://Lava.xyz is a super cool product that lets you borrow against your bitcoin in a secure way, super happy to be working with
@MarediaShehzan and leading this alongside @rabois!
Rex
@R89Capital
I’m literally never selling my Bitcoin They will be worth millions each one day and then I’ll just borrow against them to avoid paying taxes.
It’s that fucking easy you just have to hold with conviction @lava_xyz
Keith Rabois
@rabois
Excited to lead our investment in the only way to borrow $$ against BTC assets w total peace of mind.
DK
@dksf
Simple, sovereign, and secure
as of today you can have all 3 with Lava’s new bitcoin lending product
Pourteaux
@Pourteaux
If you are an engineer who cares about bitcoin, you should think long and hard about joining @lava_xyz
Gwart
@GwartyGwart
I’m ok shilling you this because there will never be a token I can dump, this is an incredible product, truly. The loans product (coming soon) from lava is epic, exactly what so many bitcoiners have wanted for a long time. Read about how it works https://lava.xyz/borrow
Jacob Brown
@JakeBlockchain
Moments like these are why I use
@lava_xyz. Recently took out a small loan against my BTC. If I had sold, I wouldn’t be enjoying this upswing right now.
Satoshi_Dragon
@Satoshis_Dragon
Ok. So @lava_xyz is effing awesome! I recommend every bitcoiner take out a loan and buy more bitcoin! Just discovered how to use it properly. If you have any problems just dm me!
Emin Mahrt
@em
just took my first usd loan with colleteralized bitcoin via
@lava_xyz
cbspears
@cbspears
This is true and an underrated meta this bitcoin cycle. Source: I’ve been doing this with @lava_xyz
Shehzan
@MarediaShehzan
Lava users who have been borrowing against their BTC to fund expenses, rather than selling their sats, now have much more BTC. BTC’s appreciation has paid off their loan costs. The best part is they did this all without giving up self-custody.
Funky
@Benaskren
Just did one the other day and it was so fast.
Shehzan
@MarediaShehzan
The average time for a loan to process on Lava after bitcoin funding is 400 ms. The fastest you can get a mortgage after submitting an application is 4 weeks.
Channing Griffin
@chaygriff
Thanks to @lava_xyz i kept my bitcoin and bought a porsche
Benedict Townsend
@BRJTownsend
I have been using Lava since watching your impressive presentation at the Bitcoin Conference in Las Vegas. The product is first rate and the latest BLOC development is next-level. I can’t recommend your product enough. Your concierge team is incredibly helpful too! Thank you.
shualippa
@shualippa
much love to the team. been working in bitcoin for ~8 years and this is the first product that has substantially changed how i'm able to interact with my stack i had written off for another couple of years.
TapSatoshi
@TapSatoshi
@MarediaShehzan the “no fx” is the killing feature for me. I love it
I swipe my card all the time. It feels awesome to earn bitcoin back.
Anthony Pompliano@APompliano24/7 US-Based Client Services
We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
Subscribe for Updates
Trusted By Bitcoiners Globally
Bridget
@bridge__harris
You no longer have to sell your Bitcoin to spend money.
With @lava_xyz, you can 1) get stablecoins against a BTC-backed loan at insanely good rates, and 2) get a Visa card that spends from your stablecoin balance (accepted anywhere that Visa is accepted)Will Brackett
@willibeemin
Just took out my first small test loan on @lava_xyz. Feels like I’m getting a taste of the future. Truly wild to compare this experience to how people used to walk into a bank branch and get a home equity loan, or call their broker to borrow against their stock.
Future is bright for #BitcoinJoey Krug
@joeykrug
http://Lava.xyz is a super cool product that lets you borrow against your bitcoin in a secure way, super happy to be working with
@MarediaShehzan and leading this alongside @rabois!
Rex
@R89Capital
I’m literally never selling my Bitcoin They will be worth millions each one day and then I’ll just borrow against them to avoid paying taxes.
It’s that fucking easy you just have to hold with conviction @lava_xyzKeith Rabois
@rabois
Excited to lead our investment in the only way to borrow $$ against BTC assets w total peace of mind.
DK
@dksf
Simple, sovereign, and secure
as of today you can have all 3 with Lava’s new bitcoin lending productPourteaux
@Pourteaux
If you are an engineer who cares about bitcoin, you should think long and hard about joining @lava_xyz
Gwart
@GwartyGwart
I’m ok shilling you this because there will never be a token I can dump, this is an incredible product, truly. The loans product (coming soon) from lava is epic, exactly what so many bitcoiners have wanted for a long time. Read about how it works https://lava.xyz/borrow
Jacob Brown
@JakeBlockchain
Moments like these are why I use
@lava_xyz. Recently took out a small loan against my BTC. If I had sold, I wouldn’t be enjoying this upswing right now.
Satoshi_Dragon
@Satoshis_Dragon
Ok. So @lava_xyz is effing awesome! I recommend every bitcoiner take out a loan and buy more bitcoin! Just discovered how to use it properly. If you have any problems just dm me!
Emin Mahrt
@em
just took my first usd loan with colleteralized bitcoin via
@lava_xyz
cbspears
@cbspears
This is true and an underrated meta this bitcoin cycle. Source: I’ve been doing this with @lava_xyz
Shehzan
@MarediaShehzan
Lava users who have been borrowing against their BTC to fund expenses, rather than selling their sats, now have much more BTC. BTC’s appreciation has paid off their loan costs. The best part is they did this all without giving up self-custody.
Funky
@Benaskren
Just did one the other day and it was so fast.
Shehzan
@MarediaShehzan
The average time for a loan to process on Lava after bitcoin funding is 400 ms. The fastest you can get a mortgage after submitting an application is 4 weeks.
Channing Griffin
@chaygriff
Thanks to @lava_xyz i kept my bitcoin and bought a porsche
Join Lava Today
Access the fastest and most secure bitcoin-backed loans.
Subscribe for Updates
or download the app
24/7 US-Based Client Services
We’re always available to answer your questions, and you’ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz